14 Dec 2020

3 ways to protect your finances if you’re self-employed

It’s really important to think about how you and your family would cope if you lost your income because of illness or injury. Research by insurer LV shows 30% of self-employed people would run out of money in less than a month if an accident or illness prevented them from working. One in ten said they wouldn’t last any time without using long-termsavings. When you’re self-employed, you have sole responsibility for ensuring you have a financial safety net should the worst happen. Here are three ways to protect your finances if you’re self-employed.

14 Dec 2020

Why getting advice from a mortgage broker could save you thousands of pounds

A mortgage broker will help you find a mortgage that’s suited to your needs and financial circumstances. Read on to discover why getting advice from a mortgage broker could save you thousands of pounds.

14 Dec 2020

Revealed: how much you could save with a remortgage

Lockdown might have distracted us all from our long-term financial plans, particularly when it comes to our mortgage. According to new research by Experian, almost half of homeowners in the UK are currently on their provider’s Standard Variable Rate (SVR), which means their repayments are much higher than they need to be.

14 Dec 2020

5 ways to save money on your life insurance

Having a life insurance policy in place is an important way of making sure your family are secure financially in the event of your death. This is especially true if they would be left with large debts to pay, such as a mortgage, if you’re no longer around. Life insurance payments don’t have to break the bank, so read on for five ways to reduce the cost of your life cover.

14 Dec 2020

10 Reasons To Talk To A Mortgage Adviser When Remortgaging

You would like to remortgage your house, and you have heard about mortgage advisers, but you are not quite sure why you need one. Firstly, you already know that remortgaging will bind you into a contract for a length of time - it's a big decision. Secondly, big decisions need consideration, and you need to feel comfortable that you have the facts. Remortgages and finance, in general, present lots of choices, each with pros and cons - making it difficult for you to feel confident that you've chosen what’s right for you.

14 Dec 2020

What to consider now mortgage payment holidays are ending

Over recent months, the government has introduced several unprecedented measures to support households through the Covid-19 pandemic. You have most likely benefited from some of these initiatives. If you’ve not been on furlough or enjoyed a half-price pub meal, you may have taken advantage of a mortgage payment holiday.

14 Dec 2020

5 key considerations when you're buying a Buy to Let

In recent years, many investors have turned to property as a way of providing both income and capital growth. Between 1999 and 2019, the average cost of a home in England rose by more than £188,000, from just over £91,000 at the end of 1999 to around £279,997 at the end of 2019 - an increase of more than 200%. If you're thinking about purchasing a Buy to Let investment, there are a range of factors you should consider before you take the plunge.