There are two things that home insurance is designed to protect. The structure of your home, the buildings and its contents. You can either have separate cover for each or combine both into one policy.
Buildings cover extends to the walls, windows, roof etc and also covers permanent fixtures and fittings such as baths, toilets and fitted kitchens.
A simple way to know which is which is to imagine you tipped your house upside down and shook it, what falls out would generally be considered as the contents.
Choosing and applying for life insurance can be a confusing process. Unlike most other insurance policies, many people go into the application process unaware of what they are actually looking for, and how to get what they want.
Our experienced team are there to listen to your protection needs and provide free advice on how best to meet your needs, within your budget. Because we are independent, it means we are free to search the whole marketplace to find you the most suitable and affordable cover.
With direct access to insurers underwriting teams, we can discuss your circumstances and negotiate the very best terms available on your behalf. Once you decide which policy is right for you, we will help you through the entire journey from application to placing your policies into trust to protect you from the effects of inheritance tax. For more information, please call us today on .